Free, no-obligation first conversation with a broker who used to be a banker.
Commercial finance broker · Leicester

Business finance, arranged by people who used to be the bank

MDM Financial Services finds and arranges business loans, commercial mortgages and trade finance for UK companies. We prepare your case the way a credit committee wants to read it, then take it to the lenders most likely to say yes.

Explore finance
  • FCA authorised broker
  • Banking background
  • Reply within one working day
Hero photo Two business owners reviewing plans in their warehouse unit in the Midlands
One broker, many lenders High-street banks, challenger banks and specialist lenders
What do you need funding for?

Finance for every stage of your business

Tell us what you're trying to do. We'll work out the right type of finance and the right lender.

Buy your business premises

Stop paying rent and own the building you trade from, with an owner-occupied commercial mortgage.

Invest in commercial property

Finance shops, offices, industrial units and mixed-use buildings let to tenants.

Refinance existing borrowing

Move to better terms, release equity or consolidate facilities into one.

Grow or fund working capital

Business loans and revolving facilities to hire, expand or smooth cash flow.

Buy machinery or vehicles

Asset finance and hire purchase so equipment pays for itself as you use it.

Import or export goods

Letters of credit, import loans and stock finance to pay suppliers and fulfil orders.

Not sure what you need?

Our services

Three areas of finance, one banker's approach

Commercial finance photo Manufacturing business owner standing beside new machinery in his workshop
Commercial finance

Business loans and asset finance for UK SMEs

Funding to run and grow your business without tying up your cash. We compare secured and unsecured options and structure repayments around your trading cycle.

  • Secured and unsecured business loans
  • Asset finance, hire purchase and leasing
  • Invoice finance and revolving credit
Commercial mortgage photo Red-brick commercial building with shopfronts and offices in an English town
Commercial mortgages

Commercial mortgages for owner-occupiers and investors

Whether you're buying your own premises or adding to a property portfolio, we find a lender whose criteria fit the building, the tenant and you.

  • Owner-occupied and commercial investment mortgages
  • Semi-commercial and mixed-use property
  • Bridging and development finance
Trade finance photo Importer checking shipping documents as a container is unloaded in a UK warehouse
Trade finance

Trade finance for importers and exporters

Pay overseas suppliers with confidence and get paid by buyers abroad. Our team comes from international trade banking, so letters of credit and documentary collections are familiar ground.

  • Letters of credit (UCP 600) and documentary collections
  • Import loans and supplier payment facilities
  • Stock and purchase-order finance
How it works

From first call to funds in your account

No obligation at the start. You'll know any fee before you commit.

  1. Tell us what you need

    A short enquiry or call about the amount, the purpose and your business.

  2. We build your case

    We prepare the figures, security and story in the format lenders expect.

  3. We approach lenders

    We go to the lenders whose appetite fits your deal and negotiate terms.

  4. We see it through

    We manage valuations, solicitors and conditions until funds are released.

Broker meeting photo An experienced MDM broker going through finance papers with a business owner
Why MDM

We've sat on the lender's side of the table

MDM Financial Services was founded in Leicester in 2021 by Moinuddin Durrani. Our team spent years in commercial and international trade banking, so we know how lenders assess risk and how to present a business so it gets a fair hearing.

  • One point of contactThe same broker from enquiry to completion.
  • Credit-ready applicationsPapers written the way underwriters read them.
  • Wide lender accessHigh-street, challenger and specialist lenders.
  • Trade finance know-howPractical experience with importers and exporters.
Questions

Commercial finance FAQs

What does a commercial finance broker do?

A commercial finance broker finds and arranges funding for businesses. We assess what you need, prepare your application and approach the lenders most likely to approve it on good terms, then manage the process to completion.

Do you charge a fee?

The first conversation is free. If a fee applies to your deal, we will tell you the amount in writing before you commit. We may also receive commission from the lender, which we disclose.

How long does a commercial mortgage take?

Timescales depend on the lender, the valuation and the legal work. A straightforward commercial mortgage often completes in 6 to 12 weeks. Bridging finance can be faster.

Can you help importers with trade finance?

Yes. We arrange letters of credit, documentary collections, import loans and stock finance for UK importers and exporters.

Do you only work with businesses in Leicester?

We are based in Leicester and work with businesses across the East Midlands and the rest of the UK.

Ready to talk about your plans?

Two minutes to enquire. A broker replies within one working day.